Best Cash Back Credit Cards — May 2026
Earn 2-6% back on every purchase. Fight inflation with every swipe.
Best Overall
Citi Double Cash
Citibank
2% Cash Back
1% when you buy + 1% when you pay
No categories to track
No annual fee
0% intro APR 18 months
Best Groceries
Blue Cash Preferred
American Express
6% at Supermarkets
6% on US streaming
3% on gas & transit
$95 annual fee (waived yr 1)
Best Rotating
Chase Freedom Flex
Chase
5% Rotating
5% on quarterly categories
3% on dining & drugstores
No annual fee
$200 welcome bonus
Side-by-Side Comparison
| Feature | Citi Double Cash | Blue Cash Preferred | Freedom Flex |
|---|---|---|---|
| Cash Back Rate | 2% everything | 6% groceries | 5% rotating |
| Annual Fee | $0 | $95 (yr 1 free) | $0 |
| Welcome Bonus | $200 | $300 | $200 |
| Intro APR | 0% 18 mo | 0% 12 mo | 0% 15 mo |
| Foreign Transaction Fee | 3% | 2.7% | 3% |
| Credit Needed | Good-Excellent | Good-Excellent | Good-Excellent |
High-Yield Savings — Don’t Let Cash Sit
Wealthfront Cash
5.00% APY
No minimum balance
FDIC insured up to $8M
Free instant transfers
Marcus by Goldman Sachs
4.75% APY
No fees, no minimum
Same-day transfers
24/7 customer support
Capital One 360
4.50% APY
No minimum balance
Physical branches
Free checking included
WalletPressure may earn commissions from financial product recommendations. Rates accurate as of May 2026. Always verify current terms before applying. Not financial advice.